This post won’t be particularly exciting, but it is incredibly important! As we run around throughout the year, maybe taking a week long break here or there, we are working out tight little butts off to make some dosh to spend on our fabulous wardrobes and fabulous martinis.
But over Christmas when businesses close, the money stops, and we find ourselves in a little bit of a cash crisis. I mean – how can we hit the boxing day sales with serious ammunition after buying perfect Christmas presents for our friends and family?
Luckily you don’t need to stress! Even if you aren’t the best saver in the world, there are some easy things you can do to stay finance savvy over the Christmas period.
1. Budget. For every person you want to buy a Christmas present, set a budget and stick to it. Look for gifts that fit that price range. Most stores and brands have gift guides available so keep an eye out for those to get some great ideas.
2. Better yet – DIY. There are so many ways you can make beautiful gifts yourself for a third of the cost in store. Make a beautiful scented candle, a gorgeous chunky necklace, personalise an iPhone case or do some homemade cooking for your family and friends.
3. Eat in. Instead of going out for dinner and Christmas parties. Host one at home! There are so many ways to make this cost effective. If you’re having a BBQ make it bring your own meat and drinks. If it’s a large group, assign meals to each person so they can all bring a plate. If it is a casual dinner, tell everyone to bring $10 and combine it all. You can buy some amazing take-away thai or pizzas.
4. Drink punch. Make a big batch of punch between you and your friends to drink at parties and catch-ups. Combine some delicious juice, fruit, champagne and vodka and it becomes a great, cost-effective way of having a good time.
5. Wrap creatively. Use old newspaper or magazine pages to wrap your gifts. Make it look chic by tying a beautiful bright red, silver or gold ribbon around the gifts afterwards. You can get beautiful ribbon from craft stores for reasonable prices.
6. Send E-Cards. The price of beautiful Christmas cards is enough to make you trip over your Louboutins. Add the price of postage (which keeps increasing!) and you have one very expensive activity. Send an E-Card to your friends and family by downloading a free Christmas vector and writing your message in an email. If you want to time save, create a mail chimp account and you can send in batches with personalised name fields.
The biggest thing to remember is to think about what you are spending! If you turn a blind eye to your bank balance, your digits will drop and next thing you know you’ll be in Kookai feasting on the sales and your card wont work.
Happy shopping! I’d love to know what your favourite Christmas saving tips are!